Buyers who can’t get a mortgage are turning to contract for deed. it’s very popular in Maple Grove, Plymouth and Brooklyn Park. Sellers who can’t sell, but have equity are considering contract for deed to cash flow. It’s a win win for both parties. Simplified, the seller acts as the bank, the buyer makes the payments to include taxes and insurance with a set interest rate for a contract period usually 2-5 years. At the end of the contract the buyer refinances with a mortgage lender, seller is paid in full and both parties have solved the immediate need to buy and sell a property in todays market. Every situation is different but I’m finding that buyers who may have blemished credit and can’t qualify for a mortgage with a lender, but have a good job, money to put down are great candidates for contract for deed. The big bonus is that a contract for deed will qualify you for the home buyers tax credit. This could be for you! Please contact me for more information. Hurry to qualify for the IRS Tax Credit you must have a signed contract by April 30th!

Are you upside down on your mortgage? In fear of losing your home? Can’t make your mortgage payments? You are not alone!
When a loan modification still isn’t enough to relieve your financial problems, a short sale could be your best option if:

Is your property worth less than the total mortgage you owe on it?
Do you have a financial hardship such as a job loss, salary decrease, loan baloon or major medical bills?
Have you contacted your lender only to get the run around?

Hire a qualified team. The first step to a short sale is to hire a qualified real estate professional and Short sales have proliferated only in the last few years, so it may be hard to find practitioners who have closed a lot of short sales. You want to work with those who demonstrate a thorough working knowledge of the short-sale process and who won’t try to take advantage of your situation or pressure you to do something that isn’t in your best interest.

Want to learn more?Join us the 2nd Tuesday of every month to have your questions answered. Our team is certified Short Sale Foreclosure Resource realtors. Next meeting is March 9th, 2010. Coldwell Banker Plymouth Regional Office 4100 Berkshire LN, Plymouth, MN 55428. To reserve you seat call 763-234-9835. No scam, no fees, only professional information to help guide you.

Welcome to Plymouth, MN voted “#1 Best Place to Live”, by Money Magazine for 2008. I am a realtor with Coldwell Banker Burnet located in Plymouth and ready to help you with your relocation needs. More info on money.cnn.com/best/bplive to give you an overview of the beautiful area, low crime, affordability, fantastic schools, variety of recreation and family friendly town of 71,000. Interested in a list of homes with your specific needs? Contact me, it’s free, easy and no obligation

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Searching the web for super low priced homes deals just to find out that they are already sold? There are hundreds of websites advertising homes for sale. Many of them are so outdated and you wasted your precious time searching, then make the call to a realtor and find out the home was sold weeks ago. Did you know that the MLS is the only website that is truly updated every minute as new listings become available, homes that have price reductions and post homes that are sold? Most websites feed off the MLS, therefore the information can be delayed up to 3 days. Other websites are only updated by choice of the site administrator as time prevails or never updated at all! No wonder there are offers on the property before you even get a foot in the door! The only people who can search the MLS are Realtors and other participants of the local Realtor boards such as appraisers and home inspectors.

To guarantee you are seeing every home for sale is to have a licensed realtor set up a saved search in our MLS for you with your criteria. Please feel free to call or email me if you would like me to set one up for you. You

Free Home buyer Information

What do you need to know about buying a home? Do you qualify for the First Time Home Buyer Tax Credit? You could get up to $8000 in tax credits!!!!!

Please join me the 3rd Tuesday of every month for “First Time Home Buyer” Class. This is an excellent discussion group to not only learn the basics of home buying, but an opportunity to ask the questions you want to know.
How to choose a Realtor
$8000 Tax Rebate Credit
Real Estate lingo
What does it cost me?
How do I qualify
What is earnest money?
Do I need a down payment?
Home buying process
How do I get the tax rebate?

Next class is March 16 at 6:30PM 4100 Berkshire Lane Plymouth, MN
Call 763-234-9835 for more info or to register,class fills quickly!
Can’t make this date? We’ll meet with you when it’s convenient for you! Call today! >